A Full Suite of FX Solutions

Cambrist offers a suite of FX solutions, specifically designed for the card payments industry to improve transparency and functionality of cross-border spend.

fxLINK

fxLINK

Connect to global FX markets to meet card payments programme needs, via our proprietary API.

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fxENGAGE

fxENGAGE

Improve cross border payment experiences by engaging with cardholders before they spend in a foreign currency.

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fxLOCK

fxLOCK

Enable cardholders to control FX rates by deploying multi-currency wallets and currency Rate Locks.

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fxNOTIFY

fxNOTIFY

Notify cardholders of their cross-border, foreign currency transaction costs in compliance with EU Regulations.

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Benefits from Cambrist Services

 
Leverage the Cambrist platform & services to launch new features and customer experiences that position your debit and credit cards as top-of-wallet for cross-border spend.

Leverage the Cambrist platform & services to launch new features and customer experiences that position your debit and credit cards as top-of-wallet for cross-border spend.

Differentiate your cross-border payments propositions and compete with fintech challengers on transparency, functionality and engagement.

Differentiate your cross-border payments propositions and compete with fintech challengers on transparency, functionality and engagement.

Plug and play compliance with EU Cross-Border Payments regulations, while flexible enough to work in other markets as new regulatory standards on transparency in cross-border pricing are established.

Plug and play compliance with EU Cross-Border Payments regulations, while flexible enough to work in other markets as new regulatory standards on transparency in cross-border pricing are established.

 
 
fxENGAGE

fxENGAGE

Improve cross border payment experiences by engaging with cardholders before they spend in a foreign currency.

fxENGAGE enables a card issuer to take control of FX rates through the entire transaction cycle, from authorization to clearing, enabling new pricing opportunities and opening a wide range of customer engagement strategies to drive cross-border spend.

  • Guarantee currency exchange rates through the entire card payment cycle, from authorisation through clearing & settlement

  • Communicate foreign currency rates to cardholders before they spend abroad and eliminate customer complaints and confusion after transactions post to their account

  • Segment your customer base to offer differentiated pricing to target customer groups

  • Simple connectivity to digital platforms enabling accurate, timely notifications

  • Advanced customer engagement tools

  • Full scheme funds settlement & reconciliation support

fxLOCK

fxLOCK

Enable cardholders to control FX rates by deploying multi-currency wallets and currency Rate Locks.

fxLOCK enables Issuers to put advanced foreign currency control directly into the hands of their customers. 

  • Add fully integrated currency wallets (fiat or crypto) to existing debit or credit card programmes

  • Enable cardholders to select an FX rate for a specific time period or value without the need to fund a secondary currency wallet (e.g. a customer may lock an FX rate in advance of their travels within a single currency debit or credit card for a specific time period)

  • Simple connectivity to digital platforms enabling accurate, timely notifications

  • Advanced customer engagement tools

  • Full scheme funds settlement & reconciliation support

fxNOTIFY

fxNOTIFY

A simplified solution for FX rate disclosures and notifications to achieve compliance with EU regulations

fxNOTIFY delivers a simplified solution to comply with EU cross-border payments transparency requirements and may be easily be adapted to other markets.

  • Consolidated database of:

    • ECB FX Rates for all published currencies

    • Mastercard and Visa FX rates

  • Calculates the ECB currency rate comparison for all cross-border payments as per the EU regulation enacted in 2019

  • Easily configured to support multiple card products & pricing structures per bank or processor. 

  • Flexible integrations via API or batch file

  • Readily compatible with electronic notification platforms